Accounts


Share Savings/Certificates

Share savings accounts enable members of YTR Community Federal Credit Union to accumulate money regularly for both short- and long-range financial objectives.


Christmas Club

A Christmas Club Account may be opened in addition to your original savings account. Christmas Club funds are deposited in your share account in October.


Secondary Savings Account And Vacation Club

A secondary savings account & Vacation Club may be opened, in addition to your original savings account.


Share Saving Certificates

Share savings certificates are similar to certificates of deposit. Our certificate program has been tailored for you, our member, to give you the highest possible rates, flexibility, and convenience.


Share Drafts (Checking)

Our share draft account is like a checking account with ATM card accessibility.

With our share draft account, you get:

  • No monthly service charges

  • No minimum balance required

  • Monthly statements

  • Duplicate carbon checks

  • Unlimited check writing

  • Direct deposit available

  • Copies of drafts available on request for a nominal fee

In situations involving misuse or misconduct of the account, the credit union reserves the right to close the account with no prior notification required.

Stop paying for your checking and check with us. We've got a good deal for you.


Individual Retirement Account

  • Saving for retirement is safe and easy with an IRA

  • IRAs are federally insured by the National Credit Union Administration up to $250,000

  • Individuals age 50 and over may make catch-up contributions based on age

  • The Traditional and Roth IRAs offer unique savings opportunities

  • An education savings account (ESA) is a valuable tool for saving for a child's education

  • For more information about IRAs, please call or stop by our office