Rates

Auto Loan Rates

Rates effective March 18, 2025. Rates subject to change without notice.

Make Term A++
750+		 A+
720-749		 A
650-719		 B
620-649		 C
549-619		 D
548 & below
New Auto (2022-Newer) 24 Months 2.50% 2.75% 3.75% 5.75% 8.75% 11.75%
  36 Months 2.75% 3.00% 4.00% 6.00% 9.00% 12.00%
  48 Months 3.00% 3.25% 4.25% 6.25% 9.25% 12.25%
  60 Months 3.25% 3.50% 4.50% 6.50% 9.50% 12.50%
  72 Months 3.50% 4.00% 5.00% 7.00% 10.00% 13.00%
  84 Months 4.50% 4.75% 5.75% 7.75% 10.75% 13.75%

*APY is the annual Percentage Yield

Make Term A++
750+		 A+
720-749		 A
650-719		 B
620-649		 C
549-619		 D
548 & below
Used Auto (2021-2020) 24 Months 3.50% 3.75% 4.75% 6.75% 9.75% 12.75%
  36 Months 3.75% 4.00% 5.00% 7.00% 10.00% 13.00%
  48 Months 4.00% 4.25% 5.25% 7.25% 10.25% 13.25%
  60 Months 4.25% 4.50% 5.50% 7.50% 10.50% 13.50%
  72 Months 4.75% 5.00% 6.00% 8.00% 11.00% 14.00

*APY is the Annual Percentage Yield

Make Term A++
750+		 A+
720-749		 A
650-719		 B
620-649		 C
549-619		 D
548 & below
Used Auto (2019-2017) 24 Months 4.50% 4.75% 5.75% 7.75% 10.75% 13.75%
  36 Months 4.75% 5.00% 6.00% 8.00% 11.00% 14.00%
  48 Months 5.00% 5.25% 6.25% 8.25% 11.25% 14.25%
  60 Months 5.25% 5.50% 6.50% 8.50% 11.50% 14.50%
  72 Months 5.50% 5.75% 6.75% 8.75% 11.75% 14.75%

*APY is the Annual Percentage Yield

Make Term A++
750+		 A+
720-749		 A
650-719		 B
620-649		 C
549-619		 D
548 & below
Used Auto (2016 & Older) 24 Months 5.00% 5.25% 6.25% 8.25% 11.25% 14.25%
  36 Months 5.25% 5.50% 6.50% 8.50% 11.50% 14.50%
  48 Months 5.50% 5.75% 6.75% 8.75% 11.75% 14.75%
  60 Months 5.75% 6.00% 7.00% 9.00% 12.00% 15.00%

*APY is the Annual Percentage Yield

Make Term A++
750+		 A+
720-749		 A
650-719		 B
620-649		 C
549-619		 D
548 & below
Classic Car Loan (over 20 years old) 36 Months 6.50% 6.75% 7.75% 9.75% 12.75% 15.75%
  48 Months 7.50% 7.75% 8.75% 10.75% 13.75% 16.75%
  60 Months 8.50% 8.75% 9.75% 11.75% 14.75% 17.75%

*APY is the Annual Percentage Yield

Make Term A++
750+		 A+
720-749		 A
650-719		 B
620-649		 C
549-619		 D
548 & below
Tractors/Lawn Mowers (under $10,000) 24 Months 7.00% 7.25% 8.25% 10.25% 13.25% 16.25%
  36 Months 7.50% 7.75% 8.75% 10.75% 11.50% 16.75%
  48 Months 8.00% 8.25% 9.25% 11.25% 14.25% 17.25%

*APY is the Annual Percentage Yield

Make Term A++
750+		 A+
720-749		 A
650-719		 B
620-649		 C
549-619		 D
548 & below
Farm Equipment (over $10,000) 36 Months 7.50% 7.75% 8.75% 10.75% 13.75% 16.75%
  48 Months 8.00% 8.25% 9.25% 11.25% 14.25% 17.25%
  60 Months 8.50% 8.75% 9.75% 11.75% 14.75% 17.75%

*APY is the Annual Percentage Yield

Make Term A++
750+		 A+
720-749		 A
650-719		 B
620-649		 C
549-619		 D
548 & below
Motorcycles (under $7,500) 36 Months 7.00% 7.25% 8.25% 10.25% 13.25% 16.25%
  48 Months 8.00% 8.25% 9.25% 11.25% 14.25% 17.25%

*APY is the Annual Percentage Yield

Make Term A++
750+		 A+
720-749		 A
650-719		 B
620-649		 C
549-619		 D
548 & below
Motorcycles (over $7,500) 36 Months 6.00% 6.25% 7.25% 9.25% 12.25% 15.25%
  48 Months 7.00% 7.25% 8.25% 10.25% 13.25% 16.25%
  60 Months 8.00% 8.25% 9.25% 11.25% 14.25% 17.25%

*APY is the Annual Percentage Yield

Make Term A++
750+		 A+
720-749		 A
650-719		 B
620-649		 C
549-619		 D
548 & below
Boats/Trailers/ATV/Dirt Bikes 24 Months 5.75% 6.00 7.00% 9.00% 12.00% 15.00%
  36 Months 6.25% 6.50% 7.50% 9.50% 12.50% 15.50%
  48 Months 6.75 7.00% 8.00% 10.00% 13.00% 16.00%
  60 Months 7.25% 7.50% 8.50% 10.50% 13.50% 16.50%
  72 Months 7.75% 8.00% 9.00% 11.00% 14.00% 17.00%

*APY is the Annual Percentage Yield

Make Term A++
750+		 A+
720-749		 A
650-719		 B
620-649		 C
549-619		 D
548 & below
Campers/RV's (over $12,000) 36 Months 4.50% 4.75% 5.75% 7.75% 10.75% 13.75%
  48 Months 4.75% 5.00% 6.00% 8.00% 11.00% 14.00%
  60 Months 5.00% 5.25% 6.25% 8.25% 11.25% 14.25%
  72 Months 5.25% 5.50% 6.50% 8.50% 11.50% 14.50%
  84 Months 5.50% 5.75% 6.75% 8.75% 11.75% 14.75%

*APY is the Annual Percentage Yield

Make Term A++
750+		 A+
720-749		 A
650-719		 B
620-649		 C
549-619		 D
548 & below
Campers/RV's (under $12,000) 24 Months 6.50% 6.75% 7.75% 9.75% 12.75% 15.25%
  36 Months 6.75% 7.00% 8.00% 10.00% 13.00% 16.00%
  48 Months 7.00% 7.25% 8.25% 10.25% 13.25% 16.25%

*APY is the Annual Percentage Yield

Personal Loan Rates

Signature Loan

Term A++
750+		 A+
720-749		 A
650-719		 B
620-649		 C
549-619		 D
548 & below
24 Months (up to $3,000) 10.00% 11.00% 12.00% 14.00% 16.00% 18.00%
36 Months ($3,000+) 11.00% 12.00% 13.00% 15.00% 17.00% N/A
48 Months ($6,000+) 12.00% 13.00% 14.00% 16.00% N/A N/A
60 Months ($6,000+) 13.00% 14.00% N/A N/A N/A N/A

*APY is the Annual Percentage Yield

Share Secured Loan

Term Amount Rate
Up to 7 Year Term 100% of shares 3.25%

*APY is the Annual Percentage Yield

SECURED LOANS***********MINIMUM MONTHLY PAYMENT OF $100
UNSECURED LOANS********MINIMUM MONTHLY PAYMENTS OF $75