Rates


Loan Rate/Term Sheet
Grade Rating by Credit Bureau Score 
 CREDIT BUREAU SCORE GRADE
 720 + A
650-719 B
620-649 C
550-619 D
549 and Below E
Secured (Collateral) Loan Interest Rates Based on Credit Bureau Score
GRADE INTEREST RATE
A 2.5%
B 3.5%
C 5.0%
D 7.5%
E 12.5%
Unsecured Loan Interest Rates Based on Credit Bureau Score
GRADE INTEREST RATE
A 8.0%
B 9.0%
C 10.5%
D 13.0%
E 18.0%
FOR UNSECURED LOANS:
Grade A is eligible for amounts up to $10,000 (aggregate amount of all unsecured loans must be $10,000 or less)
Grades B & C are eligible for amounts up to $6000 (aggregate amount of all unsecured loans must be $6000 or less)
Grades D & E eligible for amounts up to $3000 (aggregate amount of all unsecured loans must be $3000 or less)
Secured (COLLATERAL) Loan Terms (Minimum Monthly Payment of $100)
AGE OF COLLATERAL TERM
2 Years or Newer Up to 72 Months
3-5 Years Up to 60 Months
6-8 Years Up to 48 Months
9 Years and Older Up to 36 Months
Unsecured Loan Terms (Minimum Monthly Payment of $50)
AMOUNT OF LOAN TERM
Up to $10,000 (Grade A Only) Up to 60 Months
Up to $6000 (Grades B & C) Up to 36 Months
Up to $3000 (Grades D & E) Up to 36 Months
Shared Secured Loan up to 7 Years (84 Months) at 100% of Shares